Brief 0n BOI Credit Officer Recruitment 2026
The Bank of India has published the BOI Credit Officer Recruitment 2026 to invite skilled candidates for recruitment as Credit Officers in the BBO Stream under General Banking Officers (GBO) in the Bank of India. The bank has announced 779 vacancies across the three scales MMGS-II, MMGS-III and SMGS-IV. This BOI Recruitment 2026 is a great opportunity for those candidates who have experience in MSME Credit, Commercial Credit, Project Finance, Mid & Large Credit. The selected candidates would be offered a good salary package, allowance, and excellent promotion opportunities with a leading Public Sector Bank. The applications are invited online in a prescribed registration period after verifying the required qualification and work experience of the eligible applicants. Candidates are advised to go through the notification carefully before applying. Bank of India Credit Officer Recruitment offers career growth and an opportunity to pursue a career in diverse sectors of banking in India.
BOI Recruitment 2026 Key-Details
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Scale | MMGS-II, MMGS-III & SMGS-IV |
| Total Vacancies | 779 |
| Job Type | Permanent Government Bank Job |
| Application Mode | Online |
| Registration Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Relevant Date for Eligibility | 01 June 2026 |
| Selection Process | Online Examination and/or Personal Interview |
Suggested Link: BOI Credit Officer Call Letter 2026 | Download Now
BOI Credit Officer Recruitment 2026 Vacancy Details
| Post | Scale | Vacancies |
|---|---|---|
| Credit Officer | MMGS-II | 677 |
| Credit Officer | MMGS-III | 61 |
| Credit Officer | SMGS-IV | 41 |
| Total | - | 779 |
BOI Credit officer vacancy 2026: Selection Process
- 1Online Application Scrutiny: Candidates' applications and uploaded documents are checked for their eligibility to the prescribed criteria.
- 2Online Examination: In the case of a large number of applicants, the bank may conduct an online examination.
- 3Personal Interview: The candidates who are shortlisted after the examination or document screening will be called for a personal interview.
- 4Final Merit List: Online Examination (Professional Knowledge) (70:30) or Interview (30:70) will be used in the ratio of 70:30 or only Interview in the absence of Online Examination.
Suggested Link: Bank of India Credit Officer Result 2026 Out Now
Eligibility criteria
| Post | Educational Qualification | Preferred Qualification | Required Experience | Age Limit |
|---|---|---|---|---|
| Credit Officer (MMGS-II) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized University OR CA/CMA (ICWA)/CS/CFA | • MBA / PGDBM • 2-Year Post Graduation in Banking, Finance, Commerce, Management, Marketing or related Credit field • Certified Credit Professional Course • Trade Finance Certification • MSME Credit Certification | Minimum 3 years post-qualification experience as an Officer, including 2 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. | 25–32 Years |
| Credit Officer (MMGS-III) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized University OR CA/CMA (ICWA)/CS/CFA | Preference will be given to candidates possessing MBA, PGDBM, Post Graduation in Banking/Finance/Commerce/Management, or recognized Credit/Trade Finance/MSME certifications. | Minimum 5 years post-qualification experience as an Officer, including 3 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. | 28–38 Years |
| Credit Officer (SMGS-IV) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized University OR CA/CMA (ICWA)/CS/CFA | Preference will be given to candidates having MBA, PGDBM, Post Graduation in Banking/Finance/Commerce/Management, or recognized Credit, Trade Finance, and MSME certifications. | Minimum 7 years post-qualification experience as an Officer, including 4 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. | 32–45 Years |
Suggested Link: BOI Officers Interview Call Letter 2026 | Download Now
How to Apply ?
- 1Visit the official website of the Bank of India Careers and click on the link for the Credit Officer Recruitment 2026.
- 2Fill in the new registration form with your mobile number and e-mail address.
- 3Carefully complete the details of your personal information, education, and work experience.
- 4Upload the necessary photograph, signature, left thumb impression, handwritten declaration, and supporting certificates.
- 5Make the prescribed fee payment using Debit Card, Credit Card, Net Banking, UPI or other online payment options.
- 6Check all entered information and submit it successfully and download the confirmation page for future reference.
BOI Recruitment 2026: Document Required
- Graduation degree and marksheets
- Experience Certificates
- CA/CMA/CS/CFA certificates
- Aadhar Card/ Pan card/ Passport/ Voter ID
- passport size photographs
- Signature
- Left thumb impression
- Handwritten declaration
- Category certificate
- PWBD certificate
- No objection certificate
- Valid email ID and mobile number
BOI Credit Officer Recruitment 2026: Salary Details
- The MMGS-II Salary is the basic pay of the employees and they are provided with basic pay ranging from Rs 64,820 to Rs 93,960 as per the approved pay scale by the Government.
- The basic pay for the MMGS-III position is ₹85,920 and can reach the maximum level of ₹1,05,280 per year, with annual increments.
- The Appplicable Pay Matrix in the Salary of SMGS-IV Basic Pay is from ₹1,02,300 to ₹1,20,940.
- Allowances: DA, HRA/Lease Rental, CCA, Medical Benefits and Leave Travel Concession (LTC) in line with Bank rules.
- Retirement benefits: Eligible employees receive retirement benefits such as NPS, Gratuity, Leave encashment and other benefits allowed to officers of Banks.
- Career Growth: Great - annual and regular promotions, annual increments, performance based growth, additional officer benefits.
Suggested Link: SBI Law Officer Recruitment 2026 | 49 Vacancies
BOI Recruitment 2026: Application Fee
- SC/ST/ PWBD candidates: ₹175( Intimation charges only)
- General /Obc/ EWS and others: ₹850(Application fees plus intimation charges)
Exam Pattern
| Section | No. Of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language (Qualifying) | 25 | 25 | 30 Minutes |
| Professional Knowledge | 100 | 100 | 90 Minutes |
| Total | 125 | 125 | 120 Minutes |
Suggested Link: Indian Bank Specialist Officer Recruitment 2026 | 350 Vacancies
BOI Recruitment 2026: Exam Highlights
- English Language paper is a qualifying paper.Merit is created using marks from Professional Knowledge.
- General/EWS- 35% and SC/ST/OBC/PwBD-30% for minimum qualifying marks.
- 0.25 marks are deducted for each wrong answer (negative marking).
- Professional Knowledge paper will be set in English and Hindi.
BOI Recruitment 2026: Points for Applicants
- Only use one entry for each post – multiple entries could be cancelled.
- Make sure that all educational/experience documents are submitted in the proper format.
- Double check all information before submission as it may not be possible to make changes after.
- Maintain your registered mobile number or email address till the recruitment process is over.
- Download and securely store the application form, payment receipt and future Admit Card.
- Monitor the official Bank of India website on a regular basis for the dates of examinations, interview schedules and other information regarding recruitment.
About Bank of India
Bank of India (BOI) was one of the oldest and most reputed Public Sector Banks of India, which was founded in the year 1906 with its Head Office at Star House, Bandra-Kurla Complex, Bandra (East), Mumbai – 400051. The bank has a wide network of domestic and overseas branches and offers retail banking, corporate banking, MSME finance, agriculture banking, treasury, digital banking, and international banking solutions. Career advancement is excellent, promotion policies are structured, and long-term job security is provided to the employees of BOI.
document.pdf1 page
1 / 1
Page 1 of 1
Frequently Asked Questions
Comments
Login to join the discussion
Log inNo comments yet